Excerpts
from The 7 Laws of Raising Financially Independent Kids
from The 7 Laws of Raising Financially Independent Kids
Copyright 2008 Kasey J. Claytor
| Introduction In this short volume on financial independence there isn't enough space to address the many aspects that make up the whole integrated child, so emphasis is on creating a fertile ground that encourages children to become responsible for fulfilling their own financial needs. If you have young children, you may think this is automatic, but… often this is not the case. Our young adults are more technologically educated than any previous generation but only 52% of high school seniors passed a recent national financial literacy test. With soaring credit card debt and college debt they are failing to make sound financial decisions for their lives. In my practice and in my colleagues’ practices, we've seen many parents become exasperated because every time they turn around, it seems their adult son or daughter is in another financial crisis and needs their help. The parents feel frustrated and resentful, perhaps even emotionally exhausted. They throw their hands up in surrender at their children’s apparent inability to make their own way in the world. These parents may even teeter on the edge of losing their own standard of living. How did they come to this? That is why I wrote this book. Money flows in and out of our lives and most people don’t really understand how it works—they just know they want more of it! Your children are born with natural passions and gifts, and within these are the seeds of self-empowerment. You are invaluable in guiding your children toward their own self-discovery. You can give your children the best foundation so that they are self- actualized,independent, and self-sufficient when they do grow up. You will learn the importance of problem solving, retaining a good imagination; how to foster creativity and fortitude, and why that is so essential to success. You will also learn how you can help your children build self-confidence and self-awareness, and what common parental behaviors can inhibit these qualities. |
| Nurture Creativity from Page 20, Law 1 I used to teach drawing to children when I was a young mom. Through studying books by Betty Edwards, who wrote Drawing on the Right Side of the Brain, I discovered we actually teach children how to lose their creativity. Look at the drawings of preschool children. They are free, loose, flowing representations of what children see. By the time children are in first or second grade, they have learned the appropriate symbol for a house—a box with squares on it, a tree that looks like a lollipop, and family members represented by stick people. They have ceased drawing what they see. What other ways might adults unconsciously be steering children away from their natural creativity? Be interested in their fledgling ideas. Give them opportunities to try out their ideas. Have a variety of materials to draw, build, or play with. In my home we always had clay, paint, balsa wood, paper mâché materials, items found in nature, and other assorted building materials. A great source for materials is the woods or the beach. Look for stones, sticks, leaves or shells. Children can make mosaics from shells, press leaves between waxed paper, or come up with other unique ideas on their own. Have a variety of dress-up clothes and accessories available. Your children will learn to conceive of something that wasn't there before. And if they cannot do that, they will go through life reacting to what is rather than creating what they want there to be! |
ISBN.0-615-2352650950
Osprey Publishing
918 S. Washington Ave.
Titusville, Fl. 32780
Printed in the United States of America
104 pages
© copyright 2008 Kasey J. Claytor.
Osprey Publishing
918 S. Washington Ave.
Titusville, Fl. 32780
Printed in the United States of America
104 pages
© copyright 2008 Kasey J. Claytor.
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